Find Today's Home Mortgage Rates! Lowest Mortgage & Refinance Rates. April 24, - Not so great if you have to get a 30 year mortgage at a not good rate. Isnt there a whole thing where Chinese real estate investors are fucking your market up and not even occupying the properties? June 10, - Average mortgage rate at the time was 9% (then 8% in '92 and 7% in '93) I bought my house for k in , it’s at k right now. At % I feel like I’m stuck.. great position to be in, but I’m incredibly reluctant to do anything with it.. I even pulled out 50k and paid off all of our debt so we could save more money per month.. It’s like one of those spots. It’s good. October 29, - I’m a mortgage professional and I’d take an 80s home price and 80s rate any day over what’s going on today. Realtor here. I find it's actually people who are NOT in the industry poo-pooing the high rates right now. Everybody I know in the industry is talking about how this is crippling. September 19, - People who took out ARMs five years ago certainly could be looking at a painful jump today, but you really need to have a good view of future rates in your crystal ball to want to refinance right now. That's true - funny thing is that the average lifespan of a 30 year fixed rate mortgage is. December 11, - I've been direct to consumer, rock lower rates or Mortgage News Daily showed lower rates, etc. Then I would get loan estimates from these companies that I'd beat by almost a point without even having to offer a concession. The only way to get a true rate, is to apply and get.
To support our service, we display Private Sponsored Links that are relevant to your search queries. These tracker-free affiliate links are not based on your personal information or browsing history, and they help us cover our costs without compromising your privacy. If you want to enjoy Ghostery without seeing sponsored results, you can easily disable them in the search settings, or consider becoming a Contributor. My wife and I had an offer accepted on a townhome this past weekend for $k. Now we are in the process of finalizing our lender situation. We both . Builder in my area is offering good incentives too. Thank you!! Builder incentive typically means the builder did using their preferred lender. unless your asking if they bought additional points after the promotional rate Lennar owns their own mortgage company and because of this . I was at a personal finance meetup low of a rate she got. I didn’t believe it was a true apples comparison. So I asked her if it was a 30 year mortgage? Yes. Fixed or adjustable? Fixed. 20% down? Yes. How many points? .oh! Uhhh yeah we actually got the builder to pay points for us. I’m so mad my builder didn’t buy points for my new build last year. They are for people this year tho. People like to boast about a good rate without . My wife and I are purchasing our first home. I am looking for a loan that gives me the best interest rates possible without getting any points as i . 11 votes, 29 comments. So after a year of on and off house hunting, my husband and I finally had an offer accepted on a house for a good price and . When purchasing, DTI shouldn’t be a huge factor in rates. Credit over is top tier where I am for first mortgages. For equity loans they’ll get more granular, is the top line on those. imo is plenty good to get the best rate out there I’d say, just get lenders to bid against . I find it so hard to shop for mortgages when everyone hides fees under their advertised rate. Makes it almost impossible to make an apples to apples comparison Share Rates got worse today, was the quote before 11am? Get a new one tomorrow morning to confirm but % on a jumbo or conforming high balance is a good . Yes, it matters, but you can always refinance to a lower rate if one happens to occur. Some small banks and credit unions have relatively cheap refinancing options. If the rate never drops, then you got in at a good time. The biggest number to consider is estimated monthly payments (mortgage, tax, . My lender I found at closing got my rate by adding a point. He put it on the disclosure but never explained it to me. I thought I was paying a standard commission for mortgages. Is that unethical? My realtor and lawyer were pissed since my rate wasn’t great and I have good credit. . They mentioned rate match Mcaps current offer is % 5 yr fixed. Just literally through the general TD mortgage contact. Go to other banks and get quotes and then share them back to other banks and ask if they can beat the rate. Then rinse and repeat until you get a good rate. . If you enjoy Ghostery ad-free, consider joining our Contributor program and help us advocate for privacy as a basic human right.
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